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Money Back
Australia
Free · no login to start
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The numbers no one explains.
Three plain-English checks for the things the ATO, your health fund and Services Australia make hard. Pick one — each takes about a minute and shows its working.
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Private health
Surcharge & LHC loading
Work out your Medicare Levy Surcharge and Lifetime Health Cover loading for FY26.
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HECS / HELP
Marginal repayment tracker
See your compulsory study and training loan repayment under the new FY26 marginal system.
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Childcare
Subsidy & reclaim
Estimate your Child Care Subsidy, and check a past year while the reclaim window is open.
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Information only · not financial advice · sources shown with every result