FY26 · net pay

What's your real take-home pay?

See your estimated take-home pay for the year from your gross income — income tax, Medicare levy and any compulsory study loan, calculated from current ATO schedules.

Educational tool. Not financial advice.

Which question are you answering?

Your gross income for FY26

Your assessable income minus deductions — before tax is taken out.

Do you have a HELP / study loan?

Yes — I have an outstanding HECS-HELP or other study and training loan.